News

Free LPG Cylinder, electricity by Modi’s Government rural outreach

Free LPG Cylinder, electricity by Modi’s Government rural outreach

News
New Delhi: The Narendra Modi government has achieved considerable success in the execution of marque schemes targeting rural India in its four years in office. The key initiatives to its rural outreach programme were to provide free cooking gas connections and electrification of rural households, besides creating a social safety net for the masses. The Pradhan Mantri Ujjwala Yojana, Deen Dayal Upadhyaya Gram Jyoti Yojana (DDUGJY) and Pradhan Mantri Sahaj Bijli Har Ghar Yojana, or the Saubhagya scheme, are all part of this initiative to empower rural India. In the run-up to the 2019 Lok Sabha elections, the Bharatiya Janata Party (BJP)-led government will look to reap political dividends out of the success stories when it presents its report card before the nation. Under the Ujjwala s
Jio offer: Free 8GB 4G data to customers, here is how to avail

Jio offer: Free 8GB 4G data to customers, here is how to avail

News
Jio has begun doling out complimentary data packs to its users to mark the conclusion of the IPL cricket season with the final match to be played on Sunday. The complimentary add-on, which is being rolled out to Jio users, offers them 2GB of daily data. The data add-on will be valid till May 29. This add-on comes close on the heels of the Jio IPL 2018 pack that was launched earlier this year and offered the users with 2GB of 4G data per day at Rs 251 for 28 days. The new Jio Cricket Pack worth Rs 101 is available to select Jio users as a free add-on, which can be seen under the My plans section in the MyJio app. It provides 2GB of daily data to the customers with no calling benefits. The order of data consumption for the given validity (until May 29) will begin with the Jio Cricket Pack...
Now get cashless hospitalisation facility on your mutual fund investments; here’s how

Now get cashless hospitalisation facility on your mutual fund investments; here’s how

News
Financial planners often advise individuals to set apart at least six months of their earnings as an emergency fund in order to meet unforeseen expenses such as sudden hospitalisation, loss of jobs, etc. Such a fund is generally maintained in cash at home or in a savings bank account, which earns an interest of around 3.5%. As a means to add value to investment services, mutual fund houses from time to time come up with novel ideas like life insurance cover linked to one’s Systematic Investment Plans (SIP) and others. On the same lines, most of the major MF schemes provided by ICICI Prudential Mutual Fund have a novel feature, called Medical Advantage Feature (MAF), which is designed to address the financial needs during times of hospitalization. This is interesting because arranging fu
Now Fly To The US For Just Rs 13,499: here is how

Now Fly To The US For Just Rs 13,499: here is how

News
Flights to the United States (US) and Europe are set to get much cheaper from December this year as Iceland-based low fare airline Wow Air announced the launch of its flight operations in India. The airline will operate five direct flights a week between New Delhi and Keflavik airport in Iceland, as reported by Economic Times. A one-way ticket to the US and UK will reportedly be priced at Rs 13,499 including taxes. “To be offered in 4 exciting fare options: WOW basic, WOW plus, WOW comfy & WOW premium, the airline will introduce never-before seen fares to their transatlantic destinations for Indian travellers. A one-way ticket to Iceland, US, Canada and London in economy category called WOW basic will start from Rs 13,499 while the business class fares termed as WOW premium will be
Petrol Price Highest In Nearly 5 Years, Diesel At Record High

Petrol Price Highest In Nearly 5 Years, Diesel At Record High

News
Petrol and diesel prices were hiked on Tuesday. That marked a second increase in petrol and diesel rates this month. On May 14, the prices were raised after a 19-day hiatus, a day before Karnataka election results. With Tuesday's increase, petrol price in Delhi is at a fresh 56-month peak and the price of diesel has registered a new all-time high. With effect from 6:00 am on May 15, petrol retailed at Rs 74.95 per litre in Delhi, Rs 77.65 per litre in Kolkata, Rs 82.79 per litre in Mumbai and Rs 77.77 per litre in Chennai, according to Indian Oil Corporation. Diesel prices were at Rs 66.36 per litre, Rs 68.9 per litre, Rs 70.66 per litre and Rs 70.02 per litre respectively. Karnataka voted on Saturday for a new assembly and the results will be announced today. Petrol, diesel prices hike...
SBI ATM-Cum-Debit Card: SBI’s Safety Message To Customers

SBI ATM-Cum-Debit Card: SBI’s Safety Message To Customers

News
Promoting safety of debit cards, SBI or State Bank of India has shared some tips for its customers. Using microblogging site Twitter, SBI urged its customers to follow its precise safety instructions while using the debit card for any transaction. "Stay alert, stay safe," said SBI, which offers a variety of debit cards such as SBI classic debit card. The communication from India's largest bank is recent in a series of posts cautioning the general public against frauds. SBI, for example, allows cash withdrawals of a minimum Rs. 100 and maximum Rs.40,000 in a day from ATMs using its Classic debit card, according to the bank's website - sbi.co.in. Here are four tips shared by SBI to ensure safety of its ATM-cum-debit cards: 1. Memorise PIN SBI has advised its customers never to use obv
SBI FD vs Post Office FD: Which one gives better Fixed Deposit returns? What are their interest rates?

SBI FD vs Post Office FD: Which one gives better Fixed Deposit returns? What are their interest rates?

News
SBI FD vs Post Office FD: Both Fixed deposit (FDs) accounts of banks and post offices are feasible investment options for investors who don’t want to take the risk of losing money. FD accounts offer guaranteed returns to the investors. Along with it, contributors also have the option the option of investing in the tax-saving fixed deposits (FDs) where income earned is allowed to be exempted under section 80 (C) of the Income Tax (I-T) Act, however, the amount will be locked up for five years. It means that investors cannot access their money before five years. Interestingly, in the regular fixed deposits which are offered by banks and post offices, subscribers can prematurely withdraw funds however, tax is applied on premature withdrawal. Here is the comparison between SBI fixed deposi
7 Credit Card Charges You Must Know About

7 Credit Card Charges You Must Know About

News
Credit cards can be a boon when used judiciously as they entitle you to advance credit and great rewards. But if you’re careless with your card use, you could incur charges, penalties and a hefty interest rate. To ensure that you use your card smartly and not get overcharged, make sure you are aware of some crucial charges associated with credit cards. Joining or Annual Fee While many credit cards come free of cost, i.e. no joining fees and perhaps exemption from annual fee for a particular period, the ones with bigger rewards and benefits generally tend to have a joining fee. Some may waive off the joining fee for the first year but may have it from the second year. Sometimes these charges are waived off if one spends up to a threshold specified by the bank. Interest and Fin
IRCTC Train Ticket Cancellation In Case Of RAC, Wait-Listed Tickets:

IRCTC Train Ticket Cancellation In Case Of RAC, Wait-Listed Tickets:

News
Are you not willing to travel on your RAC (Reservation Against Cancellation) tickets? IRCTC (Indian Railway Catering and Tourism Corporation) allows the facility of ticket cancellation through online TDR (Ticket Deposit Receipt) filing 30 minutes before the departure time, said IRCTC in a tweet posted on its official handle- @IRCTCofficial. TDR filing can also be done online in special cases when the chart is prepared but the passenger could not travel by the train he/she booked the ticket. Users can file the TDR and also track status of the refund case through tracking service provided by IRCTC, according to the official website of IRCTC- irctc.co.in. An RAC ticket is an Indian Railways ticket that ensures certainty of travel but does not guarantee a berth. Here are 5 things to know ab
How To Send Money Order Via Post Offices

How To Send Money Order Via Post Offices

News
Post offices enable customers to send money orders. A money order is an order issued by the post office for the payment of a sum of money to the person in whose name the money order is sent through the agency of the post office. A 'Payee' is the person named in money order as the person to whom the money is to be paid. The advantage of sending money to someone through money order is that the money is delivered at the house or his/her place of stay, said India Post. Procedure of sending money order 1) Buy a money order form at the counter of the post office. A remitter is the person who sends the money order. 2) Fill in ink the necessary entries adding your signature or thumbs marks at the foot. A form without signature or thumb mark or incomplete in any respect will not be accepted,